Corporate Products
Expat Health Insurance
There are many choices of insurers that offer international programs including medical, dental, life and disability coverages for expatriate and traveling employees. These programs should include 24-hour customer service, multilingual capability, currency conversion and provider referrals.
Traveler Health Insurance
For international employees traveling to the United States or overseas for short periods, interim medical insurance and assistance programs can be arranged to protect this group of traveling employees.
International Assistance -- Medical & Security
These firms provide round-the-clock support to members -- international travelers and expatriate employees and their dependents. Services include medical and security evacuation and repatriation. An important component of any complete global benefits program, it is imperative to maximize the link between your assistance vendor and your international health care insurer.
Business Travel Accident Insurance
Business Travel Accident (BTA) policies offer a range of insurance protection to corporations. Traditionally, this has been low cost insurance that focuses on (appropriately): accidents that occur during business travel. However, as insurance companies have jockeyed for market share, these policies have evolved to offer broader coverage, often at very low cost. Extensions to the traditional coverage are often in the form of riders that are attached to the core policy, usually at very reasonable rates. Post-September 11, the insurance market has become much tighter. You need an experienced advisor to help evaluate your company's risk position.
International EAP
Mental health and substance abuse issues are often magnified during an overseas assignment -- IEAPs can help to mitigate situations to prevent a failed assignment or an expensive repatriation.
Disaster Preparedness
Does your company have appropriate disaster plans in place? In the US? Overseas? Natural and man-made disasters can have a devastating impact on your business. Experience has shown that those companies that invest in preparedness, recover quickly. Where does your company stand?
Remote Site Medical Facilities
Companies with operations in remote or challenging environments, may have a need for onsite medical facilities. Solutions range from provision of tailored medical kits and AEDs to fully staffed medical facilities. Access to appropriate levels of medical care are often a prerequisite for expatriate families to accept a remote assignment.