Here is the list of services that we offer to our corporate clients. Please contact us to learn more about our customized offerings and our complimentary consultation.
Expat Health Insurance
Designed for foreign nationals residing outside of the country where they are employed, Expatriate Health plans are international programs including medical, dental, vision and disability coverages among others.
There are many choices of insurers that offer insurance for expatriate employees and their dependents. These programs should include 24-hour customer service, multilingual capability, currency conversion and provider referrals.
RIC provides custom services to support these programs including assistance with enrollment, monthly reconciliation services, assistance with filing claims, and overall program management.
Traveler Medical Insurance
Primarily for employees traveling on business internationally, these programs offer urgent and emergent medical insurance for employees who are traveling outside of their home country on business.
RIC can provide assistance with filing claims for employees who needed to seek care while traveling.
International Assistance – Medical & Security
The assistance policy provides the foundation of any international program. These firms provide round-the-clock support to your international business travelers, expatriates and their dependents. When implemented correctly, the program not only provides employees with medical and security assistance, but also links to their insurance programs (expat medical, travel medical and business travel accident) to assist with the direct payment of claims.
RIC has a unique understanding of the assistance industry based on over a decade of experience building integrated solutions.
Business Travel Accident Insurance
Business Travel Accident (BTA) policies offer a range of insurance protection to corporations. Traditionally, this has been low cost insurance that focuses on accidents that occur during business travel. However, as insurance companies have sought to increase market share, these policies have evolved to offer broader coverage, often at very low cost. Extensions to the traditional coverage are often in the form of riders that are attached to the core policy, usually at very reasonable rates. You need an experienced advisor to help evaluate your company’s risk position.
RIC has developed special expertise in the area, which allows us to create cost effective and custom solutions for clients.
International EAP
Companies have come to recognize the value and impact that their Employee Assistance Plans have on employees’ well being and productivity. Mental health and substance abuse issues are often magnified during an overseas assignment. IEAPs can help to mitigate situations with expatriate employees and their families to prevent a failed assignment or an expensive repatriation.
RIC has experience implementing and managing global and regional EAPs for a range of multinationals.
Disaster Preparedness
Does your company have appropriate disaster plans in place? In the US? Overseas? Natural and man-made disasters can have a devastating impact on your business. Experience has shown that those companies who invest in preparedness recover quickly. Where does you company stand?
RIC can assist with a review of existing plans, conduct table top exercises, and help build new plans.
Remote Site Medical Facilities
Companies with operations in remote or challenging environments may have a need for on-site medical facilities. Solutions range from provision of tailored medical kits and AEDs to fully staffed medical facilities. Access to appropriate levels of medical care are often a prerequisite for expatriate families to accept a remote assignment.
RIC has worked with clients to assess the local medical infrastructure in new locations and advise how to establish the appropriate level of medical support to employees.
